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Personal Insurance Business Insurance Life, Health & Disability Your home and automobile are your most important assets. Insuring them along with your other personal assets should not be taken lightly. That is why we use only A rated or better carriers for our clients. The lists below are the companies that we represent and the type of coverages we can offer throught them. THE CINCINNATI INSURANCE COMPANIES Homeowner Policies Auto Insurance Incidental Farm Exposures Personal Umbrellas Personal Watercraft Secondary Residence OHIO CASUALTY Homeowner Policies Auto Insurance Personal Umbrellas Personal Watercraft Policies Secondary Residence PROGRESSIVE Motor Homes Auto Insurance Personal Watercraft Motor Cycles TRAVELERS Homeowner Policies Auto Insurance Incidental Farm Exposures Personal Umbrellas Personal Watercraft Secondary Residence MARKETSOURCE Gives our agency access to the following personal lines companies: Chubb Indiana Insurance Company Safeco American Home Insurance Thoughts A recent insurance article from the Warren Tribune-Chronicle date January 27th, 2008 talks about texting while driving. "Proposal would make typing at the wheel a traffic offense" by Warren Kromer WARREN — It’s one of those things that most people know is dangerous, yet many persist in doing it. It’s being called ‘‘driving while texting,’’ or ‘‘DWT’’ for short, and it’s making its way across the legal and political landscape in Ohio. House Bill 425, a measure that seeks to establish driving while texting or typing on a communication device as a secondary stop traffic offense, was introduced in the state House on Jan. 8. If passed in its current form, the secondary nature of the offense would prevent law enforcement officials from stopping a driver solely on the basis of texting or typing while driving. . . . Bill Windsor, associate vice president of safety for Nationwide Mutual Insurance Company in Ohio, expressed similar feelings. ‘‘Clearly, Nationwide believes that, in one regard, we shouldn’t need a law to tell people not to, since it’s such a big distraction,’’ said Windsor. ‘‘Obviously a law that bans these things is a good step towards encouraging responsible behavior

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